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writings · from the school

the record the marketwas missing.

liability maps, exclusion explainers, blast-radius math, and the monthly ai damage report. we publish the incident record everyone else keeps private. because a market can't price what it can't see.

The Parnassus. Raphael, 1511
flagship · point of view№ 01

why your ai insurer should not be your ai auditor

the fastest-moving players in ai insurance grade their own homework. here is why that is a problem, and why we built goodfault to do the opposite.

read · 7 minutes →
explainer№ 02

who pays when your ai agent screws up? the 2026 liability map

three rulings and one report have quietly answered the question every company deploying agents keeps avoiding. the answer is: you do.

read · 9 minutes →
seo · broker-forwardable№ 03

your gl renewal just excluded ai: cg 40 47 in plain english

on january 1, 2026 the standard general liability policy quietly stopped covering generative ai. most buyers still do not know. here is what changed and what to check before your renewal.

read · 6 minutes →
recurring flagship№ 04

the ai damage report: issue 01

every month we catalog the agent failures that actually cost someone money, with an estimated loss and the control that would have contained it. this is the record the industry does not keep.

read · 8 minutes →
guide№ 05

what makes an ai agent insurable: the audits we accept

we are a carrier, not an auditor. that means one clear front-door rule, and a short list of the credentials that open it.

read · 6 minutes →
thesis№ 06

blast radius: the only number that matters when insuring an agent

everyone asks which model an agent runs on. it is close to the wrong question. the number that predicts a claim is how much damage the agent can do before a human intervenes.

read · 7 minutes →
timely№ 07

the eu ai act deadline: what deployers must be able to show

europe's rules for deploying autonomous ai are landing on a hard calendar, with fines measured as a share of global turnover. here is what a deployer needs to demonstrate, and where insurance fits.

read · 6 minutes →
comparison№ 08

aiuc vs armilla vs testudo vs corgi: who covers what

four names come up in every ai insurance conversation, and they are not doing the same thing. a neutral map of who they are, what they cover, and where the gaps sit.

read · 10 minutes →

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tell us what your agent does, what tools it can reach, and what a bad day looks like. we return a premium in plain english. no actuarial latin, no 40-page pdf. most policies bind in under a week.

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consult the oracle

not ready for a quote? describe your agent to the oracle and get an honest read of your riskiest failure mode. the one your roadmap is politely ignoring. free, anonymous, occasionally prophetic.

summon the oracleknow thy agent.