claims · the model, end to end

what a claimlooks like.

illustrative scenarios that show the model end to end. the caps, the triggers, the referrals, the payouts. real named clients replace these as the book builds; the mechanics are exactly as shown.

The Great Wave off Kanagawa. Hokusai, 1831
The Great Wave off Kanagawa. Hokusai, 1831
unauthorized transactions

the refund storm

a certified support agent at a commerce company is socially engineered into thousands of wrongful refunds over one weekend. the code-enforced per-transaction cap and daily circuit breaker, both policy conditions, contained it.

loss held to
$180k
paid in
6 days
via
parametric trigger
The Geographer. Johannes Vermeer, 1669
destructive actions

the deleted database

a coding agent with prod access wiped a customer table. the rollback condition meant four hours of interruption instead of four days. the bi claim paid. and the premium fell at renewal, because the control demonstrably worked.

downtime
4 hrs, not 4 days
bi claim
paid
renewal premium
down
Disputation of the Holy Sacrament. Raphael, 1510
speed

cert to coverage in 48 hours

an ai vendor already held an aiuc-1 certificate. they uploaded it, the audit mapped straight to our intake, and coverage bound the same week with no back-and-forth.

bound in
2 days
re-audit
zero
duplicate work
none
The Delivery of the Keys. Perugino, 1481
the funnel working

referred, then covered

a startup arrived with no audit and was out of scope. we referred them to a recognized auditor, they passed, and they returned to bind. we never touched the audit. the separation is the product.

certified in
3 weeks
then
insured
neutrality
intact
The Astronomer. Johannes Vermeer, 1668
regulatory

the august scramble

an eu deployer facing ai act obligations used its certificate plus a goodfault policy as documented risk-transfer evidence. against fine exposure of up to 7 percent of global turnover. the premium was a rounding error against it.

fine exposure
7% of turnover
evidence
in place
before
the deadline

like what you see?
get covered.

tell us what your agent does, what tools it can reach, and what a bad day looks like. we return a premium in plain english. no actuarial latin, no 40-page pdf. most policies bind in under a week.

get a quote

consult the oracle

not ready for a quote? describe your agent to the oracle and get an honest read of your riskiest failure mode. the one your roadmap is politely ignoring. free, anonymous, occasionally prophetic.

summon the oracleknow thy agent.