b3·1 · liability
third-party liability
bodily injury and property damage caused by a drone in operation, whether the pilot is human, remote, or an autonomy stack flying the mission.
division b · aerial
droneinsurance.
drone insurance is liability and hull coverage for commercial drones and uas. the mature drone market taught the industry how to write the aircraft; goodfault also writes what flies it. when an ai autonomy stack runs the mission, the decision system is a named risk, covered affirmatively and priced per mission profile.
what the paper covers
b3·2 · hull
hull & payload
physical loss or damage to the aircraft and its payload: cameras, lidar, sensors, and delivery cargo.
b3·3 · autonomy
the ai behavior layer
the peril classical aviation wordings never contemplated: failures of the decision system itself, from perception errors to injected instructions. written affirmatively, the goodfault way.
b3·4 · operations
fleet & bvlos programs
delivery networks, inspection fleets, agriculture and mapping operations, priced per mission profile from fleet telemetry rather than a static questionnaire.
asked before binding
what does drone insurance cover?
two halves: liability (bodily injury and third-party property damage the drone causes) and hull (damage to the aircraft and payload). goodfault adds the layer classical aviation policies never contemplated: affirmative cover for the ai behavior layer flying the mission.
does it cover autonomous and bvlos operations?
yes. autonomy is the point, not an exclusion. mission profile, autonomy tier, geofencing, and speed envelopes set the rate, and safeguards enforced in code earn control credits.
how is a drone fleet priced?
per mission profile, from fleet telemetry where it exists: what the aircraft is permitted to do, where, how often, and with what blast radius. renewal tracks how the fleet actually flew.
how fast can a drone program get covered?
quoted in minutes for certified operators, indications in hours. recognized audits and safety certifications map straight to our intake.
robots on the ground? see humanoid insurance. software agents? see ai agent insurance. the whole book lives in the coverage ledger.
how it works